{"id":27403,"date":"2022-02-09T14:17:18","date_gmt":"2022-02-09T13:17:18","guid":{"rendered":"https:\/\/puls.nu\/insurance\/"},"modified":"2026-05-11T08:16:49","modified_gmt":"2026-05-11T06:16:49","slug":"insurance","status":"publish","type":"page","link":"https:\/\/puls.nu\/en\/insurance\/","title":{"rendered":"Insurance"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Header&#8221; _builder_version=&#8221;4.18.0&#8243; background_image=&#8221;https:\/\/puls.nu\/wp-content\/uploads\/2022\/02\/hero_1.jpg&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; max_width=&#8221;1420px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.18.0&#8243; text_text_color=&#8221;rgba(255,255,255,0.5)&#8221; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.8em&#8221; header_font=&#8221;Montserrat|300||on|||||&#8221; header_font_size=&#8221;6vw&#8221; header_line_height=&#8221;1.2em&#8221; header_3_font=&#8221;Montserrat|700||on|||||&#8221; header_3_text_color=&#8221;#990c2d&#8221; header_3_font_size=&#8221;16px&#8221; header_3_letter_spacing=&#8221;2px&#8221; header_3_line_height=&#8221;1.4em&#8221; background_layout=&#8221;dark&#8221; header_3_font_size_tablet=&#8221;14px&#8221; header_3_font_size_phone=&#8221;&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; header_text_shadow_style=&#8221;preset2&#8243; text_text_align=&#8221;left&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Who are we<\/h3>\n<h1><strong>About<\/strong> Insurance<\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;CTA&#8221; _builder_version=&#8221;4.27.6&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; background_color=&#8221;#000000&#8243; background_image=&#8221;https:\/\/puls.nu\/wp-content\/uploads\/2026\/05\/puls-bgp2-scaled.png&#8221; background_size=&#8221;contain&#8221; background_position=&#8221;top_center&#8221; background_repeat=&#8221;repeat&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; max_width=&#8221;1420px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.18.0&#8243; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.8em&#8221; header_3_font=&#8221;Montserrat|700||on|||||&#8221; header_3_text_color=&#8221;#990c2d&#8221; header_3_font_size=&#8221;30px&#8221; header_3_letter_spacing=&#8221;2px&#8221; header_3_line_height=&#8221;1.4em&#8221; header_4_font=&#8221;Montserrat|800||on|on||||&#8221; background_layout=&#8221;dark&#8221; max_width=&#8221;1420%&#8221; module_alignment=&#8221;center&#8221; text_font_size_tablet=&#8221;15px&#8221; text_font_size_phone=&#8221;14px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; header_3_font_size_tablet=&#8221;14px&#8221; header_3_font_size_phone=&#8221;&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3><span style=\"color: #ffffff;\">Insurance<\/span><\/h3>\n<p>&nbsp;<\/p>\n<h4>Good to know!<\/h4>\n<p>A common misconception is that participants are insured by the activity organizer&#8217;s insurance company during a corporate activity. This is not the case! <\/p>\n<p>It is always the ordering company&#8217;s insurance policy that insures the employee during his or her business activity. In other words, if the company orders an activity for its employees, it is also the ordering company&#8217;s insurance that covers its employees, even if someone else is carrying out the event! Either through the company&#8217;s group insurance for its employees, or if there is individual insurance. This is often not a problem in Sweden, as most companies have group insurance for their employees!    <\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.16&#8243; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.8em&#8221; header_3_font=&#8221;Montserrat|700||on|||||&#8221; header_3_text_color=&#8221;#990c2d&#8221; header_3_font_size=&#8221;30px&#8221; header_3_letter_spacing=&#8221;2px&#8221; header_3_line_height=&#8221;1.4em&#8221; header_4_font=&#8221;Montserrat|800||on|on||||&#8221; background_layout=&#8221;dark&#8221; max_width=&#8221;1420%&#8221; module_alignment=&#8221;center&#8221; text_font_size_tablet=&#8221;15px&#8221; text_font_size_phone=&#8221;14px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; header_3_font_size_tablet=&#8221;14px&#8221; header_3_font_size_phone=&#8221;&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>All risk insurance<\/h4>\n<p>The exception is when practicing so-called high-risk sports. These are almost always excluded in group or individual insurance policies. Puls has therefore taken out all-risk insurance for these occasions, which means that the participants are always insured when you carry out these events with us. High-risk sports include activities such as canoeing, climbing, parachuting, etc.[\/et_pb_text][et_pb_text _builder_version=&#8221;4.18.0&#8243; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.8em&#8221; header_3_font=&#8221;Montserrat|700||on|||||&#8221; header_3_text_color=&#8221;#990c2d&#8221; header_3_font_size=&#8221;30px&#8221; header_3_letter_spacing=&#8221;2px&#8221; header_3_line_height=&#8221;1.4em&#8221; header_4_font=&#8221;Montserrat|800||on|on||||&#8221; background_layout=&#8221;dark&#8221; max_width=&#8221;1420%&#8221; module_alignment=&#8221;center&#8221; text_font_size_tablet=&#8221;15px&#8221; text_font_size_phone=&#8221;14px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; header_3_font_size_tablet=&#8221;14px&#8221; header_3_font_size_phone=&#8221;&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>Liability insurance<\/h4>\n<p>We also have liability insurance. It comes into force if we can be considered to have acted negligently in any way.   <\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.18.0&#8243; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.8em&#8221; header_3_font=&#8221;Montserrat|700||on|||||&#8221; header_3_text_color=&#8221;#990c2d&#8221; header_3_font_size=&#8221;30px&#8221; header_3_letter_spacing=&#8221;2px&#8221; header_3_line_height=&#8221;1.4em&#8221; header_4_font=&#8221;Montserrat|800||on|on||||&#8221; background_layout=&#8221;dark&#8221; max_width=&#8221;1420%&#8221; module_alignment=&#8221;center&#8221; text_font_size_tablet=&#8221;15px&#8221; text_font_size_phone=&#8221;14px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; header_3_font_size_tablet=&#8221;14px&#8221; header_3_font_size_phone=&#8221;&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>Travel Guarantee Act<\/h4>\n<p>Organizers of group trips that include food, accommodation, travel and guiding are required to have a travel guarantee issued under the Travel Guarantee Act.<\/p>\n<p>We have that at Puls!<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Who are we About InsuranceInsurance &nbsp; Good to know! 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