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About Insurance

Insurance

Good to know!

A common misconception is that participants are insured by the activity organizer’s insurance company during a corporate activity. This is not the case!

It is always the ordering company’s insurance policy that insures the employee during his or her business activity. In other words, if the company orders an activity for its employees, it is also the ordering company’s insurance that covers its employees, even if someone else is carrying out the event! Either through the company’s group insurance for its employees, or if there is individual insurance. This is often not a problem in Sweden, as most companies have group insurance for their employees!

All risk insurance

The exception is when practicing so-called high-risk sports. These are almost always excluded in group or individual insurance policies. Puls has therefore taken out all-risk insurance for these occasions, which means that the participants are always insured when you carry out these events with us. High-risk sports include activities such as canoeing, climbing, parachuting, etc.

Liability insurance

We also have liability insurance. It comes into force if we can be considered to have acted negligently in any way.

Travel Guarantee Act

Organizers of group trips that include food, accommodation, travel and guiding are required to have a travel guarantee issued under the Travel Guarantee Act.

We have that at Puls!